USA OM ZOMI NUNTAKDAN
THEIH HUAITE
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USA ah Zomite tul10 bangzah hiam khat ki-omta in Pasian huhna tawh zong nuam kisa tek in lam en ding, USA om cihtak ciangin khualzin pak, sum thalawh a Mizo ram zin a kizin pak hi nawnlo in atamzaw lungsim pen tengsuak omsuak ding a kipai, ki-om cileng kikhial lo kha dingin lam en ing.
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USA ah Zomite tul10 bangzah hiam khat ki-omta in Pasian huhna tawh zong nuam kisa tek in lam en ding, USA om cihtak ciangin khualzin pak, sum thalawh a Mizo ram zin a kizin pak hi nawnlo in atamzaw lungsim pen tengsuak omsuak ding a kipai, ki-om cileng kikhial lo kha dingin lam en ing.
Tua bangin nuntakna sung ah akibing phut pilna, siamna nei
kitawm mahmah in nisim nuntakna ding company leh An neksai tuamtuam ah haksa
pipi mahin Akpi leiphiat danin sum kizong ciat hi. Tu zawh kum 10-20 sungin
tate hong khangto in nuntakna hong kilam dang ding ahih kei buang leh tulaitak
nuntak dan pen asen niampen a kinungta hiphot lai hi. Khuapi nuntak ih cihpen
AK dan lian in tuni ading tuni a lei kiphiat a muh tawm kine ahi hi.
Tua bangin ih nuntak kawmkal ah Kawlgam or Zogam lam a om tanau,
Nulepa Ulenaute in hong na lamen mahmah in ih nitha or naitha hong natuat
saksak in ih panpih zawh lohteh nakha sia thei lian uh cihpen kizamun mahmah ta
hi. Bangbang hita leh hih laitung tawnin middle alaihawl pawlin USA a om Zomite
nuntakzia, sum muhzia leh apusuahna athei nuamte adingin a detail or tiseih,
anengtawng pian in hong gelh ing, thu kizakna tuamtuam ah na suaksak le uh teh
hoih mahmah veve dingin zong lamen hang!
USA naitha atawmpen pek 8 hi in, tulaitak in Zomite in alaihawl normal in 10-14 naitha in atamzaw in kisem hi. Alai hawl dingin $12 in tuat ni.
Inn lamte hong tuatsak dan:
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Nai tha $12
Nikhat nai sepzah nai 8 sung, Nikhat $96 ngah.
Kha khatteh ni 30 tawh khangsak leng =2880 khakhat khasum cihdan in hong tuatsak uh hi. Sum lutteng pen ei zekvek danin hong tuatsak uh a, Inn lam ate akikhak or kholh zawh lohteh lawmlawm cithei uh hi. Azekna ding hong ngaihsut sak lo uh a, ei khutsung hong tunma a Kumpi in bang zahla cih hong theih pih loh lai uh hi.
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Nai tha $12
Nikhat nai sepzah nai 8 sung, Nikhat $96 ngah.
Kha khatteh ni 30 tawh khangsak leng =2880 khakhat khasum cihdan in hong tuatsak uh hi. Sum lutteng pen ei zekvek danin hong tuatsak uh a, Inn lam ate akikhak or kholh zawh lohteh lawmlawm cithei uh hi. Azekna ding hong ngaihsut sak lo uh a, ei khutsung hong tunma a Kumpi in bang zahla cih hong theih pih loh lai uh hi.
USA a omte Sum lutna leh Sum zekdan:
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Ataktak in USA a omte Pilna leh siamna tawh na kisem zolo phot tadih ahih manin khasum niampen tawh na akisem hi phot hi. Naitha pen $12 bang alai hawl hi leh nikhat in nai 8 kisem in Kalkhat in nai 40 bek kisem thei hi.
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Ataktak in USA a omte Pilna leh siamna tawh na kisem zolo phot tadih ahih manin khasum niampen tawh na akisem hi phot hi. Naitha pen $12 bang alai hawl hi leh nikhat in nai 8 kisem in Kalkhat in nai 40 bek kisem thei hi.
Company atamzaw leh Sai tuam2 atamzaw te in nai 40 valpen hong
semsak nuam lo hi. Bang hang? Nai 40 acin khitteh overtime ci-in Naitha azahnih
in pianuam lo hi. Tua ahih manin naitha atam phial zongin nai 40 kalkhat in
aval ding haksa mahmah hi. Tua manin Kal khatin ni 6 na kisem lo a, ni 5 bek
kisem hi. Kha khat ah Kal 4 kisem hi.
Naitha $12 x 8=96.
Nikhat tha $96 x 5=$480 kalkhat sum thalawh
Kalkhat sum $480 x 4=1920$ khakhat in kingah hi.
1920 pen alaihawlte sum muhzah hi a, tua teng koidan in kizek a, ei khut hong tunma in bang zah KUMPI in la hiam cih teng anuai ah gelh suk ni.
Naitha $12 x 8=96.
Nikhat tha $96 x 5=$480 kalkhat sum thalawh
Kalkhat sum $480 x 4=1920$ khakhat in kingah hi.
1920 pen alaihawlte sum muhzah hi a, tua teng koidan in kizek a, ei khut hong tunma in bang zah KUMPI in la hiam cih teng anuai ah gelh suk ni.
KHA SUM IH SANMA-IN KUMPI TE TUNG AH SIAH (TAXES) KIPIA
A TUATE IN:
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1. Kumpi siah(Federal tax).
2. Pyney(State) siah (State Tax).
A TUATE IN:
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1. Kumpi siah(Federal tax).
2. Pyney(State) siah (State Tax).
3. Pension sum (social security).
4. State Medical (Pyney cidamna lam)
5. Health Insurance (Personal alak loh phamawh thu, zi neite in zi ading zong)
6. 401k. (Ei leh ei a pension ding sumkholna hi.)
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7. Inn man or innsap man
8. Tui man, ninpaih man, Kuangsawpna or dailenbuk tuinin paih man
9. Mei (electric)man, Gas (an huanna Gas) man
10. Internet man, ( USA ahih manin Net lo tawh vai kihawm theilo)
11. Phone zatman ( Asian dan a deih dandan a kilei lo khakhat ading pia khol)
12. Motor man, ( motor leite in Bank ah sumleitawi pia kik den)
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Hih teng pen pello a Piak akulden thu ahih manin tuateng tawm a
kicing deuhin hong pulak suk nuam ing.
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1. Kumpi siah pen khasum $1920 panin single ahih leh 40-50, family 0-30 ciang, ei kiang hong tunma akidoksa hi pah hi.
2. State tax pen, single ahih leh 20-30, family 10-30 kal hiham tang utloh hithei lo.
3. Social Security pen single 50-70, innkuan zong kibang lel, Kumpite in hong kholsak ngiat kum 62 cinteh kipension theita. Ataktak in kum 61.9 kha in amasapen kila thei ta. Kum 65 a late sangin ngah tawm zaw.
4. State medical or care pen 10-20 kal laham tang,
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1. Kumpi siah pen khasum $1920 panin single ahih leh 40-50, family 0-30 ciang, ei kiang hong tunma akidoksa hi pah hi.
2. State tax pen, single ahih leh 20-30, family 10-30 kal hiham tang utloh hithei lo.
3. Social Security pen single 50-70, innkuan zong kibang lel, Kumpite in hong kholsak ngiat kum 62 cinteh kipension theita. Ataktak in kum 61.9 kha in amasapen kila thei ta. Kum 65 a late sangin ngah tawm zaw.
4. State medical or care pen 10-20 kal laham tang,
@Note: Hih number 4na ciang pen utin ut kei leng ih Bank ah sum
hong lutma alak uh ahi hi. Hih atung ateng pen Kha khat in 2veita la uh hi.
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5. Health Insurance Cidamna Zato kilahna ding tawh kisai in Zogamte danin ei leh ei a, sum kipia zolo ahih manin hih pen akima lak kholh ahi hi. Ta neute pen kumpi in pia a, agolsate pen ei leh ei in kidal kholhna danin kileimasa hi. Ih ci anat leh tua Insurance te in hong bawl ding a, anat kei leh amau asum ngah suak hi. Zato kilak man khuh or naasi kivel sak maimai pen $100-200 kal bei hamtang hi. tuadan kipia zolo ahih manin Insurance kilei hamtang hi.
Tua akilei danpen Khamtheih akici amuam atep, azang cih limlim pen, atep, amuam, adawnlote sangin azahnih in tam piazaw uh hi.
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5. Health Insurance Cidamna Zato kilahna ding tawh kisai in Zogamte danin ei leh ei a, sum kipia zolo ahih manin hih pen akima lak kholh ahi hi. Ta neute pen kumpi in pia a, agolsate pen ei leh ei in kidal kholhna danin kileimasa hi. Ih ci anat leh tua Insurance te in hong bawl ding a, anat kei leh amau asum ngah suak hi. Zato kilak man khuh or naasi kivel sak maimai pen $100-200 kal bei hamtang hi. tuadan kipia zolo ahih manin Insurance kilei hamtang hi.
Tua akilei danpen Khamtheih akici amuam atep, azang cih limlim pen, atep, amuam, adawnlote sangin azahnih in tam piazaw uh hi.
Kei bang mah zang lo pen khakhatin $83 hong la uh a, za, khaini,
zu cih azangte azah 2 la hipah hi. (kumpi sawlna bel hilo a cidamden ning cih
leh lakloh theih hi.) kuaman lalo in ki-om ngamlo hi.
6. 401k pen khol nop leh ei thu kholnop kei leh ei thu hi a,
khasum vekpi panin 0%-25% ciang kikhol thei a, company in azah khat in hong
behlapsak hi. sum cinglote in kikholzo tuanlo hi. kum 55-59.5 ah kilathei a 10%
tax piak kul, 59.5 pan tax piak kullo.
7. Inn tawh kisai pen lupna khan nih sap leng 600-750 dollar hi
a, Inn late in atawmpen in 700-1200 ciang pia uh hi. lupna 1te 400 -550 dollar
tawh sap uh hi.(state zui in tamzaw lai hi)
8. Tui leikul, ninpaih man, tuinin paihna40-60 dollar kim bei
hi. zatdan in sai.
9. Mei zatna tawh kisai in 30-100 dollar bei a zatdan in sai hi.
10. Phone pen 40-70 ciang bei hamtang hi.
11. Internet pen IT gam ahih manin inn khat ah khat lak loh
phamawh a, 30-50 dollar kim hi.
12. Motor pen neihloh phamawh khe a kizang ahih manin, a thak
late in $300-600 ciang kha khat in tung a Car Insurance tuahsia kha leng kibawl
zolo ding ahih manin tuahsiat ding launa tawh kilei khol a, 80-130 ciang tung
thei hi.
Hihdan ahih manin na tuat le uh ci, alo theilo deuh teng a kong
gelh hi a, van lei nang, nek leh dawn, dailen buk a zatding laidal leina akipan
tate zundalna, ekdalna cihte akipan na ngaihsut pih le uh cin abaih lo acing
ngeilo hi mai a, mi atamzawte in BANK te in Card tawh Leitawi 1000-10000 Dollar
hong koihsak in tuate kibatzat in, kiloh zel a amet pen 15% ahih manin kitamzat
ngamlo ahih hangin mikiang leitawi sang ci-in kizang zel in kiloh khop mahmah
hi.
Abat tawh nuntakna gam ahih manin bangbang hi leh USA omte
haksatna athei mel lo aphun2 aciat2 mitampi om theih ahih teh hihteng na simun
la, khuata khuaneu ate in zong asim theihna dingin Thukizaknate ah na suahsak
lel le uh cinzong, hoih ding hi. Tua hi leh Unau, Pata, Nuta kitel khialna
phatuam ding hi cih, thutampi kazak khit teh Zomi pih asanggam atate USA a om
aneite theih dingin manpha ding hi cih ka lungsung ah om ahih manin hih teng
sauta leh hong suak sak hing.
Note: pension tawh kisai pen kum 62 cinma USA tung a nasem lote
in Pension sanding omlo hi! Kum 62-65 cingsa tungte bel kumpi in hong piaksak
uh hi!
Tax return cihthu kithei nuam!
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Hihpen Kumpite tungpan kumkhat sung Tax Siah ihpiak na panin kumpite in hong piak kik ahi hi.
1. single te in kum1 sum ngah vekpi gawm tul20-30 aval leh liau zaw uh a kumpi pan mulo uh hi. 20 nuam lamahih leh kumpi pan $500-2000 ciang ngahkik thei!
2. Family Innkuan tawh kisai in naupangte kumpi pan tul 1 ta hong piaksak in, sum lut tul15-35 ciang alutte in tul5-9 ciang sang thei uh hi (naupang phazah insai), Sumlut 35-40 valte lamet tawm a liauzaw thei uh hi! Innkuan phazah leh kum1 Sum lutzahin sai mah2 hi! Tul5-9 angahte zong khasum tamlo ahih manin kicinglo a, Kum 1 sung Bankte batpiak Card kizang sa lohna in beizel thei hi.
Note: Hih tawh kisai-in ken Haksatna Ka neih manin a gelh kahi kei a mi tampite haksatna katheih manin agelh ka hi hi.
Hihbang pipi a Innkuante Nulepa sanggam a pia zo tantante thupi sa ing! Apia zote thupha Sang Ding hi a hihkan a na lianpi sep om tuan lo hi.
Innlam ate in Na Innkuanpihte gamdang ah a om zen2 leh na theihsiam Ding deihna hi a, Gamdang a omte in en kei un cihna hilo hi’.
Gamdang om Natate nupa or Sanggamte nupa zong khualzel un, no hang peuhin kitawng2 sak kei un cihkhat bang khat!!!
Tax return cihthu kithei nuam!
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Hihpen Kumpite tungpan kumkhat sung Tax Siah ihpiak na panin kumpite in hong piak kik ahi hi.
1. single te in kum1 sum ngah vekpi gawm tul20-30 aval leh liau zaw uh a kumpi pan mulo uh hi. 20 nuam lamahih leh kumpi pan $500-2000 ciang ngahkik thei!
2. Family Innkuan tawh kisai in naupangte kumpi pan tul 1 ta hong piaksak in, sum lut tul15-35 ciang alutte in tul5-9 ciang sang thei uh hi (naupang phazah insai), Sumlut 35-40 valte lamet tawm a liauzaw thei uh hi! Innkuan phazah leh kum1 Sum lutzahin sai mah2 hi! Tul5-9 angahte zong khasum tamlo ahih manin kicinglo a, Kum 1 sung Bankte batpiak Card kizang sa lohna in beizel thei hi.
Note: Hih tawh kisai-in ken Haksatna Ka neih manin a gelh kahi kei a mi tampite haksatna katheih manin agelh ka hi hi.
Hihbang pipi a Innkuante Nulepa sanggam a pia zo tantante thupi sa ing! Apia zote thupha Sang Ding hi a hihkan a na lianpi sep om tuan lo hi.
Innlam ate in Na Innkuanpihte gamdang ah a om zen2 leh na theihsiam Ding deihna hi a, Gamdang a omte in en kei un cihna hilo hi’.
Gamdang om Natate nupa or Sanggamte nupa zong khualzel un, no hang peuhin kitawng2 sak kei un cihkhat bang khat!!!
Siam Khaute
Oct 16,16
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