USA GAMSUNG A TENG ZOMITE THEIHHUAI ##

USA GAMSUNG A TENG ZOMITE THEIHHUAI

Ih theihtheih sa uh hita leh athei nailo aom khat leh nihte ading cihna tawh khatvei kipulak kik ni ei. Tua ih kigennop pen in Social security or Pension leh 401k cihtawh kisai tawmkim cing in atheihhuai teng kigen zalzal ni ei.

Social Security, Pension

Social security ci a USA ah na ih sep ciangin sum ih ngahding hong lutma in Social ci in sum pay stub khat ah 50-70 bang la zel uh hi. Tua pen Kum ih cin (65) ciangin Pension ci a Kumpi in hong piak kik ahi hi. 
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USA tungthak kum cing sate pen USA ah na asep ngeiloh hangin pension $700-800 ciang bang hong piaksak uh a, Kum nga acin ciangin Citizen angah kei leh kipia nawnlo thei cih thu hi. Citizen ngah teitei kul cihna hi. Hih hong piaksak zah uh pen Pongman Pension ngahte alang khong hi dingin lam en hang.

USA tung a kumcing nailo khatin Na asep kei leh tua Pension ih cih pen Kum 65 acinteh asan ding omlo ding hi. USA tung khangno Khangham khat in Na ih septeitei kul cihna hi a, Pension  a full ih ngahna dingin Credit 40 a cin kul hi. Tua pen Kum 10 sung fulltime ih sepleh cing hi cih ahi hi. Nasem a sum pen Social ah kholkul cihna ahi hi. Kum cing dekte na ngawn in zong pension ih deih leh kum 2le3 na hunneih lai sem hamtang ding cihna hi.(disability a ahivat te in pension angahna dingin kum 3 sem sate hi hamtang ding a Credit pen 6-20 cing ding ci ei.

Medicare ci a paystub a hong kila zel pen Pension ciang a zato kilah na ding ahi hi. Tua pen Kidney kal kisiate in ngahthei hi. pension ma.

Pension Kum Bangzah ciang kila thei

Pension pen amasa penpen in Kum 62.9 in kila theita hi. Kum 65 cinciang a late sangin khasim sum ngah tawmzaw hi cih phawk ni. Lahak leng khasim sum ngah tam hi.

Na sih leh Kuan ngahthei, lathei na Pension sum

Nupa khat pen alawm pa or nu asih zenzen leh adam lai penin a sipen pension pen adam sungteng ngah thei a, anih un asih khit teh kuamah in lathei nawnlo hi.(angahthei ding ih koih kei leh) Kum 18 cingnailo tate a om leh tuate in 75%  lathei a kum cingsa tate in lathei nawnlo hi.

401K TAWH KISAI

Hih tawh kisai pen kum 59.5 ih cinciangin pension dan mah in lak ding hi-a, ei leh ei a kikhol hi a, social danin anaa a kikholsak hi lo hi. Tax alakma in percent in hong kholsak uh hi. 0% pan 25% ciang ei deih zahzah kikhol thei in, ih kholzah I zahkhat pen na sepna company ten hong behlapsak hi ci ziau ni atom in.

Bang hun in kila khia thei

Hih 401k pen company dang khat i khutsung tung hi a, ihkisap leh kileitawi thei-in khasim hong loh sak uh hi. Nihna ah, Kum 55, 59.5 le 70.5 cih bang in kikhen hi.

Atom in kum 59.5 pan in na thoh leh tax 10% hong kila nawn lo ding hi. Na na seplai leh company leh na Plan dan tawh kisai a, hong pia thei or lo thei uh hi. kum 59.5 nuai siah ah na laknop leh na sepna pan khol a penalty tax 10% pia in kila thei hi. cih hiteng agen hi ni.

Sihna khat na neih leh form phihna ah alading a nakoih pen in la thei hi. Tua ahih manin USA ah mi tampite in401k pen ne manlo sihsan in ala ding lah omlo hi. Company pan or nasepna pan atawpnak uh leh penalty pia zaw in la khia pahpah uh hi.

Hiteng cini in, lungdam ei nong simsak man in. Na share sawn in khat peuh in phattuam pih ve!

Lungdam

Siam Khaute

March 17,2017